有关贷款的英语对话

随着时代的发展，人们的观念也在改变，过去向别人借钱是件很没有面子的事情，现在贷款已经是件平常事。下面小编为大家整理的有关贷款的英语对话，希望对大家有用!

有关贷款的英语对话

A: I'm just getting started with my business，but the financial part of it is really stressful. Operating a business can be a big liability for personal credit. To cover operating costs，we'll have to take out a loan，but I want to protect my personal credit line from liability.

B: Not to worry. All you have to do is establish corporate credit，and then you can use your business to take out a loan.

A: Is that right? How easy is it to get a loan?

B: Usually it's not too difficult. But whether or not you get favorable terms will depends on your credit rating. The better your credit rating is，the better your options are and the easier it is to get a loan.

A: That makes sense. But how can we find out what our corporate credit rating is to begin with? And if it's low，then how can we improve it?

B: Those are very important questions to ask. You can usually find out what your credit score is quite easily by asking for a credit report. Often financial institutions will offer this as a free service. Which financial institution will you do your banking at?

A: I'm not sure. We need to research the different options available to us. I guess I will choose the one that gives us the best terms and conditions.

A：我的生意才刚刚起步，但在财力方面确实是压力重重。经营一个企业对我的个人信用构成了很大的负担。为了能够支付运营成本，我们不得不贷款，但是我不想用个人信贷借债。

B：别着急。你要做的只是设立一个企业信用，然后就可以用企业信用借贷。

A：那行吗?容易贷到款吗?

B：通常情况下不难。能否得到好的条件取决于你的信贷评级。信贷评级越好，选择就越好，而且越容易贷到款。

A：这很有道理。开始的时候怎么才能找出我们企业信贷评级呢?如果评低了，怎么才能提高呢?

B：这些都是非常重要的问题。你可以通过申请一个信誉报告很方便地得到你们的信誉评分。通常金融机构都免费提供这样的服务。你在哪些金融机构存款?

A：我不肯定。我们需要调查各种可行性。我想我会挑一个给我们最优厚条件和条款的机构。