个人贷款英语口语对话

个人贷款是指银行或其他金融机构向符合贷款条件的自然人发放的用于个人消费、生产经营等用途的本、外币贷款。下面小编为大家整理的个人贷款英语口语对话，希望对大家有用!

个人贷款英语口语对话

A:Good morning !

A:早上好!

B:Good morning,sir.What can I do for you?

B:早上好，先生。我有什么能为您效劳的吗?

A:How much fund can one borrow from the bank?

A:一个人最多能从银行借到多少钱?

B:That all depends on the guarantee.Usually the real estate and deposit can be regarded as the perfect warranty.

B:这取决于担保程度。通常房地产和存款是较好的担保。

A:Then what is the rate of loan?

A:那贷款利率呢?

B:Well,loan interest is paid at the rate of 0.6% per month at present.That's to say,if you loan $100,you will have to back $100.6 to bank in a month.

B:贷款月利率为0.6%，也就是说，你借100美元，一个月后要还给100.6美元。

A:The time of paying back is different,isn't it?

A:还款时间很不同，是吗?

B:There are regular term and irregular term.For regular term,the rate is fixed,while the loan rate is lower for irregular term.

B:还款时间分为定期和不定期，定期利率是固定的，不定期利率较低。

A:I see.

A:我明白了。